También puedes leer este artículo en español, Cómo Establecer un Crédito Sólido.

Earning good credit gives you buying power. Here are four ways to reach that goal.

1. Pay your debts on time and pay them off. Not paying the monthly card statement affects credit dramatically.

2. If you don’t have a long credit history, real estate agent Toula Abu-Handam recommends buying a secure credit card from a bank for $500, using it regularly, and paying the balance every month.

3. Do not carry debts to the limit of available credit. “The less debt the better, because it shows that you are not using all your available credit,” Abu-Handam said.

4. Avoid opening too many credit accounts. Every time someone other than you requests your credit report, it can lower your credit score. According to the Expedia page, this can stay in your history for up to two years.